--- title: 🛟 What Do You Need to Open a Bank Account in Japan? description: 日本で銀行口座を開設するために必要な準備や手続きの流れを、タイミング・書類・注意点まで詳しく解説します。 --- [コンテンツまでスキップ](https://help.kusunoki.ltd/portal/0068#main-content) [![SpeedVisa Logo](https://help.kusunoki.ltd/hs-fs/hubfs/logo.png?width=144&height=26&name=logo.png)](https://help.kusunoki.ltd/portal?hsLang=ja-jp) メインナビゲーションを開く メインナビゲーションを閉じる What do you need help with? - 検索フィールドが空なので、候補はありません。 1. [SpeedVisa Help Center for Students](https://help.kusunoki.ltd/portal?hsLang=ja-jp) 2. [Life Support](https://help.kusunoki.ltd/portal/life-support?hsLang=ja-jp) 3. [Starting your Life in Japan](https://help.kusunoki.ltd/portal/life-support?hsLang=ja-jp#starting-your-life-in-japan) # 🛟 What Do You Need to Open a Bank Account in Japan? ## A detailed guide for international students on how to open a bank account in Japan — covering timing, required documents, the application process, and key points to watch out for. #### Start Your Life in Japan Smoothly **【What｜What is this?】** A bank account is one of the most essential tools for living in Japan. It is used for receiving your salary, paying rent, shopping, and many other daily activities. **【Why｜Why is this necessary?】** As mentioned above, having a bank account is necessary for many aspects of everyday life in Japan. **【When｜When can I open one?】** You can open a bank account **after completing your resident registration**. Since the process can take some time, it’s best to prepare early. **【Where｜Where can I open a bank account?】** You can open an account at the following banks: - **Japan Post Bank (Yucho Ginko)** - **Mitsubishi UFJ Bank** - **Mizuho Bank** - **SMBC (Sumitomo Mitsui Banking Corporation)** - Other regional banks are also available, but major city banks are generally more experienced in supporting foreigners and may offer English-language services. **【Who｜Who handles the process?】** You must apply **in person**. If you're not confident with Japanese, ask your school staff — they may be able to accompany and support you during the process. **【How｜Steps to open an account】** 1. Fill out the application form 2. Submit identification documents (e.g., **Residence Card**, **passport**, **student ID**) 3. Receive your **passbook** and **ATM card** (may be sent by mail at a later date) #### Regional Differences **【Ease of Process by Region】** - **Major city banks**: More familiar with handling foreign customers and often have English-speaking staff or desks. - **Local banks**: May have less experience supporting foreigners. It's a good idea to check in advance. #### FAQs and Important Tips - The screening process may take **a few days to a week**. - Some banks may **limit certain services** for international students (e.g., restrictions on online banking). - Required documents **may differ depending on the bank**, so check the official website beforehand. #### Where to Ask for Help - Your school’s **International Student Support Office** or **Administrative Office** - Each bank’s **Foreign Customer Desk** #### Example Search Terms - 「外国人 銀行口座開設 東京」 - “Japan bank account for international student” - [Usage Guide](https://help.kusunoki.ltd/portal/usage-guide?hsLang=ja-jp) - [Residency Application](https://help.kusunoki.ltd/portal/residency-application?hsLang=ja-jp#main-content) - [Overview](https://help.kusunoki.ltd/portal/residency-application?hsLang=ja-jp#overview) - [Personal & Background Info](https://help.kusunoki.ltd/portal/residency-application?hsLang=ja-jp#personal-background-info) - [Educational & Work History](https://help.kusunoki.ltd/portal/residency-application?hsLang=ja-jp#educational-work-history) - [Necessary Information for Application](https://help.kusunoki.ltd/portal/residency-application?hsLang=ja-jp#necessary-information-for-application) - [Payment Methods](https://help.kusunoki.ltd/portal/residency-application?hsLang=ja-jp#payment-methods) - [Reasons for Study](https://help.kusunoki.ltd/portal/residency-application?hsLang=ja-jp#reasons-for-study) - [Documents to Upload](https://help.kusunoki.ltd/portal/residency-application?hsLang=ja-jp#documents-to-upload) - [Update Residence Information](https://help.kusunoki.ltd/portal/update-residence-information?hsLang=ja-jp) - [Frequently Asked Questions](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#main-content) - [Log in](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#log-in) - [Financial Supporter](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#financial-supporter) - [Name & Personal Info](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#name-personal-info) - [Certificate Photo](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#certificate-photo) - [Education & Work History](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#education-work-history) - [Application Form Input Details](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#application-form-input-details) - [CoE Application History](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#coe-application-history) - [Documents & Certificates](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#documents-certificates) - [Upload Files](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#upload-files) - [Specital Situations & Requests](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#specital-situations-requests) - [Technical Issues](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#technical-issues) - [Procedures after Submitting CoE Application](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#procedures-after-submitting-coe-application) - [Life in Japan](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#life-in-japan) - [Messenger](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#messenger) - [Japanese Language Ability](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#japanese-language-ability) - [Deadline](https://help.kusunoki.ltd/portal/frequently-asked-questions?hsLang=ja-jp#deadline) - [Life Support](https://help.kusunoki.ltd/portal/life-support?hsLang=ja-jp#main-content) - [Arrival Preparation](https://help.kusunoki.ltd/portal/life-support?hsLang=ja-jp#arrival-preparation) - [Starting your Life in Japan](https://help.kusunoki.ltd/portal/life-support?hsLang=ja-jp#starting-your-life-in-japan) - [Using SpeedVisa During Your Studies](https://help.kusunoki.ltd/portal/using-speedvisa-during-your-studies?hsLang=ja-jp#main-content) - [Part-time Jobs & Internships](https://help.kusunoki.ltd/portal/using-speedvisa-during-your-studies?hsLang=ja-jp#part-time-jobs-internships) [![SpeedVisa Logo](https://help.kusunoki.ltd/hs-fs/hubfs/logo.png?width=144&height=26&name=logo.png "SpeedVisa Logo")](https://s-visa.com/dashboard) © SpeedVisa